What Is Pet Insurance?
Pet Accident Coverage
Just like people pets get injured. Whether they are playing, riding in the car, or just being a little too curious accidents happen. Accident coverage will take care of costs for injuries and emergencies related to accidents, like torn ligaments, bite wounds, cuts, broken bones, lodged foreign objects, and toxic ingestions.
Pet Illness Coverage
When our furry friends are not feeling well it can be a helpless feeling due to the fact they can't tell us what is wrong with them. With Illness coverage, you'll be reimbursed for the costs of major and minor illnesses, such as cancer, arthritis, allergies, hypothyroidism, digestive problems, and UTI's.
Hereditary And Congenital Conditions
Mainly found in pure breads there are instances where you pet may have a health problem due to inherited conditions. This pet coverage is for the costs of inherited conditions and birth defects that don't show symptoms until later in your pet's life. Some hereditary conditions may include heart disease, IVDD (intervertebral disk disease), eye disorders, and hip dysplasia.
Behavioral Issues
Yes even your pets can face challenges due to anxiety. Loud sounds, storms, and separation can cause your best friend to act a little crazy. Behavioral issues coverage can help with the costs of vet visits for concerning behaviors that may be related to anxiety or compulsive behavior, like excessive linking, fur pulling, and destruction of the home.
What's Not Covered?
Like all pet insurance providers, we have exclusions. Pre-existing Conditions No pet insurance provider covers pre-existing conditions which are conditions that occur before coverage begins or during a waiting period. However, an injury or illness that is cured and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing. Cosmetic Procedures Our plans do not cover elective procedures, such as tail docking, ear cropping, and claw removal. Breeding Costs Our plans do not cover costs associated with breeding or pregnancy.
How Do I Get Reimbursed?
Visit any vet, specialist or emergency clinic you like. Submit claims your way --online, by mail, or by fax. Get your reimbursements through direct deposit or mail.
